.

User talk:Steve

Wikicars, a place to share your automotive knowledge
Jump to navigationJump to search

Get An Instant Used Auto Finance

Cars are no more an item of luxury. They have become more of a necessity nowadays. You wish to purchase a car but are short of money. You have explored the loan market and have realized that you actually can't afford buying a new car. What would you do in such a situation? Will you curb your desire? One solution for all such problems is instant used auto finance loan. Used auto finance has been specially designed for the people who yearn to purchase a vehicle but are not able to afford a new one. This loan provides you instant money to buy a used automobile. Instant auto finance loan are used to finance the purchase of second hand or used vehicles such as a car, bike, truck, van etc.

Before purchasing an automobile through instant used auto finance, the borrower is required to take a test drive of the vehicle he wants to buy. This prevents him from buying an automobile that does not function properly. Laws have been formulated to protect people from purchasing such vehicles. Any advertisement pertaining to false pretenses is considered as illegal.

For instance, if a car has some transmission problems, the buyer must be immediately informed. He can then get the repairing done or decide on for some other car. The title of the vehicle should not be passed on to the buyer unless he takes over the payments. Until that time it must stay in the name of the seller only. Instant used auto loan can be opted in any of the two forms-secured or unsecured. If you can place a collateral you can go for secured loan. The secured form of instant auto loan benefits the borrower with low interest rate and easy repayment schedules. If you hardly have anything to place as collateral you should opt for unsecured loan.

Many lenders are there in the market providing auto loan finance. One way to get it is through the auto dealership. But this method limits your approach. Approaching other lenders will help to get better loan deals and will empower you to negotiate with regard to the loan terms and conditions. The easiest way to apply for an instant used auto loan is through the internet. Online loan providers have reduced the documentation work and provide you the loan within the span of few hours. Due to the increasing competition in the loan market, online lenders provide you loan at competitive rates.

Instant Auto Finance Loan is helpful for the individuals who are suffering from a bad credit history. Since this loan is relatively smaller than a mortgage or new car auto loans, therefore repaying them is not a big issue. Once you have repaid the loan completely, your credit score will increase and you will be in a good credit standing with the lender. This will open doors to borrow money in future.

Welcome to Wikicars!

Hi there, Steve, and welcome to Wikicars! I'm a regular moderator and contributor here, and when I notice on the recent changes log that a new editor has registered, I like to send them a welcome message - that's how I ended up on your talk page.

There are a few useful links that you might want to look at, designed to help newcomers to Wikicars learn the ropes:

Here are a few templates on Wikicars that I find particularly helpful when I start a new page:

Here are a few features of Wikicars that I find particularly helpful:

  • If you leave a message on a talk page, you can sign it with four tildes (~), which will automatically produce your name and a date stamp when you save the page.
  • The "Show preview" button allows you to look at what your post will look like before you save it - that way, you can proofread what you've written and not have to back and correct spelling mistakes, failed links, etc.
  • You can create a watchlist for yourself that will keep a record of any changes made to a page that interests you.

There are plenty of other features and facets of Wikicars, many of which I probably haven't even discovered myself, so have fun looking around and finding them.

If you need help, ask me on my talk page.

Again, welcome and thanks for adding to our community!

p.s. If you wish to create a new page for a model of car or a car company, please type either of these down {{subst:model}} or {{subst:make}}. There are also various templates for different types of vehicles, such as {{subst:Concept Model}} for concept cars; {{subst:Racing Model}} for general racing vehicles and {{subst:Formula One Car}} for Formula One vehicles. Note that these codes are all case sensitive. I would advice you to first check out a number of our featured pages to get a feel and idea of the overall product we aim for. This is necessary for the sake of professionalism.

Also, please categorize images when you upload them. For instance, you upload an image of a Porsche 911 or anything related, for that matter with Porsche, on the "Summary" box located in the upload page itself, type [[Category:Porsche images]] and so on. All images must be categorized according to their respective marques

If you have any further questions, simply contact me or any other one of the admins.

- Red marquis 13:17, 20 July 2008 (UTC)